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Phillip S. Foster, CPA offers you the benefits of -
• a free initial Dave Ramsey Total Money Makeover consultation.
• thoroughly understanding your personal financial planning issues as if Dave Ramsey's financial visionary were your personal friend!
• discovering, and implementing, a sound, Dave Ramsey financial planning system thereby improving your cash flow.
• establishing a simple and realistic Dave Ramsey Endorsed Local Provider budget for your own household.
• learning how to distinguish between "good" debt and "bad" debt, and to
eliminate, first, "bad" debt, thereby enhancing your ability to build wealth and achieve your financial dreams.
• internalizing the real value of maintaining an emergency, or opportunity, fund as an integral part of your Dave Ramsey personal financial planning objectives.
• learning the very simple difference between the kinds of life insurance and discovering how to save a monumental amount of money in life insurance premiums.
• enlisting a skillful Dave Ramsey Endorsed Local Provider as a California and Utah financial advisor to help you proactively implement your strategies to build and preserve your wealth.
• learning the skill of a Dave Ramsey Endorsed Local Provider and teaching your posterity those necessary skills of being the family financial planner, leaving a legacy of strong financial tradition!
• a free initial Dave Ramsey Endorsed Local Provider tax preparer and
tax planner consultation.
• having your income tax returns prepared and filed on time, by a
Dave Ramsey Endorsed Local Provider tax preparer, this year.
• a Dave Ramsey Endorsed Local Provider tax planner consultation to
optimize your tax refund, or minimize your tax liability, while minimizing correspondence from the Internal Revenue Service, Utah State Tax Commission, or California Franchise Tax Board.
• implementing the sound strategies of a Dave Ramsey Endorsed Local Provider to minimize your income tax liabilities and optimize your income tax refunds in the future.
• taking advantage of the skills and experience of a Dave Ramsey Endorsed Local Provider tax advocate to finally extinguish that old tax debt.
• a free initial Dave Ramsey Endorsed Local Provider HUD auditor assessment of your requirements for Certification or Recertification as a Non-supervised Mortgagee or Loan Correspondent.
• a free initial evaluation from a Dave Ramsey Endorsed Local Provider Homeowners' Association auditor regarding your audit, review or compilation requirements.
• a free initial evaluation for your business accounting by an experienced Dave Ramsey Endorsed Local Provider accountant.
• a Dave Ramsey Endorsed Local Provider accountant who will get the job
done properly and on time!
• having a skillful Dave Ramsey Endorsed Local Provider accountant to
implement a better bookkeeping system for managing your finances, saving
you time and minimizing the risk of incurring those dreadful penalties.
• learning strategies from a Dave Ramsey Endorsed Local Provider accountant
to create better cash flow and more profits so you can expand your
business.
• learning how to recognize the unsoundness and unprofitability of certain
home-based business opportunities, particularly Multilevel Marketing (MLM) companies, regardless of the promoters' private, undocumented claims.
• learning how to recognize the infeasibility of pyramid schemes, regardless
of their "legality," as clouded by incidental product sales requirements.
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From California to Utah!
In San Jose, California for 25 years!
Phil was first granted his earned certification from the California Board of Accountancy, in April 1980, and he commenced his own public accounting practice, in California, in April 1981. For over 25 years, Phil has brought together the best in skills, organization, objectivity, integrity, and, most of all, vision, to help you win with your money matters.
Now, in Sandy (Salt Lake City), Utah!
2007 was the year Phil brought his expertise to Utah and became Utah's newest CPA, licensed by endorsement, having met all of the requirements of the Utah Division of Occupational and Professional Licensing, including having substantiated well over the required 300 hours of audit experience!

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